Borrowing

General information on loans and borrowing in Canada. Not financial advice.

Personal Loan Rates in Canada (2026): How They Work and the 35% Limit

NorthMarkets Editorial Team / October 13, 2026

What sets personal loan rates in Canada: prime, your credit, secured vs unsecured, loan term, and the 35% legal limit. Includes cost examples.

Auto, Borrowing

Auto Loan Refinancing in Canada (2026): When It Saves Money

NorthMarkets Editorial Team / October 13, 2026

How car loan refinancing works in Canada, when a lower rate really saves money, when a longer term costs more, and what to check before you apply.

Not financial advice. NorthMarkets publishes educational content only. Nothing here is financial, investment, tax, or legal advice, and we are not registered financial advisors. Consult a licensed professional. Full disclaimer.